Updating Your Life Insurance Beneficiaries

life insurance beneficiariesIt is very important to keep your life insurance policy up to date and that includes updating your life insurance beneficiaries.

I have found an excelent article that I want to share with you all that goes deep into the matter.

When to update your life insurance beneficiaries

Brad Cummins May 12, 2016

Certainly, a big part of putting together any life insurance plan is choosing who the beneficiary will be. Depending on the purpose of the policy, that person or entity could be a spouse, child, business partner or charitable organization, just to name a few.

And when we set up our life insurance plans, just like any other type of financial planning situation, we don’t do it in a vacuum. In other words, it happens during just one point in time — and as we all know well, life continuously goes on.

Continue reading

Uber Advises Drivers To Buy Insurance That Leaves Them Uncovered

Uber Advises Drivers To Buy Insurance That Leaves Them Uncovered

At a presentation for would-be Uber drivers attended by BuzzFeed News, a company representative advised getting less-expensive “personal” insurance that can leave drivers uncovered and in some cases lead them to incorrectly register their cars in violation of the law.

Sergio Perez / Reuters

Uber is steering drivers to purchase auto insurance that leaves them uncovered when they’re trolling for fares and that often forces them to flout the law by lying when they register their automobiles, according to documents, interviews, and an Uber presentation attended by a BuzzFeed News reporter.

Continue reading

Thinking Of an Endowment Mortgage?

endowment mortgageThe endowment mortgage is a sort of mortgage where you need not pay the primary quantity you have actually borrowed from the lender, throughout the term of the loan, you would be paying only the passion and also as well as the costs for the endowment policy you have taken.

The endowment policy expands huge sufficient at the end of the home mortgage period normally 25 years for the payment of the mortgage.

Within this bundle you would also be paying the life insurance that will repay the loan incase if you pass away as there is no guarantee for your endowment policy to repay your home loan.

Continue reading

Permanent Life insurance Quote

Permanent Life Insurance QuoteLooking for a Permanent Life Insurance Quote?  Read this article and learn the benefits of this kind of insurance plan.

Permanent life insurance is merely among the many insurance policy‘s that are readily available to the general public, but just what does it mean to have a “permanent life plan” or for that issue what concerning Term life insurance, Universal life insurance or Whole life insurance? Here is a brief rundown of these 4 different plan’s.

1. Permanent Life Insurance:

A Permanent Life Insurance Quote is something that you would receive from an insurance business that will certainly guarantee to guarantee you for an agreed quantity for the rest of your life.

Continue reading

Free Term Life insurance Quote

free term life insurance quoteA free term life insurance quote is just easy to obtain today.

By looking online for life insurance, you could get a complimentary term life insurance quote without commitment to get.

So as to get the complimentary term life insurance quote, you fill out the type on the proper web page of the life insurance firm internet site.

You do need to ensure you provide straightforward response to all the concerns to get the life insurance policy you need.

When the firm receives your ask for a free term life insurance policy quote, after that a broker will meticulously assess the application as well as email a quote to you based on the regard to the policy and even the amount of the survivor benefit.

Continue reading

What to Know About Disability Insurance

disability insuranceInsurance industry has so many plans that are nôt well known by the costumers and disability insurance is one of them.

In a very explainatory article published at the Wall Street Journal, Glenn Ruffenach shows us all we need to know about this type of insurance.

Planning for retirement can be a daunting process that raises a host of questions. So we have introduced Ask Encore as a regular feature in the Investing in Funds & ETFs and Wealth Management reports.

Written by Glenn Ruffenach, a former reporter and editor for The Wall Street Journal, and co-author of “The Wall Street Journal Complete Retirement Guidebook,” the column examines financial issues for those thinking about, planning and living their retirement. We welcome your questions and comments at askencore@wsj.com.

Continue reading

The Benefits of Retirement Insurance Plans

retirement insurance plansHave you ever thought about retirement insurance plans?  They are interesting indeed.

There are a lot of different manners in which you can prepare for your future, financially talking.

One methods of preparing ahead for your retired life and also looking after the well being of your loved ones at the same time is life insurance policy.

As it occurs, there аrе wауѕ thаt a lіfе insurance policy саn not оnlу provide an іnсоmе fоr уоur fаmіlу оr аnуоnе else you name аѕ a beneficiary, but also be a fоrm of rеtіrеmеnt ѕаvіngѕ іn іtѕ оwn right which dеѕеrvеѕ a рlасе іn уоur rеtіrеmеnt рlаnnіng strategy, right alongside оf уоur other retirement ѕаvіngѕ vеhісlеѕ.

Continue reading