What to Know About Disability Insurance

disability insuranceInsurance industry has so many plans that are nôt well known by the costumers and disability insurance is one of them.

In a very explainatory article published at the Wall Street Journal, Glenn Ruffenach shows us all we need to know about this type of insurance.

Planning for retirement can be a daunting process that raises a host of questions. So we have introduced Ask Encore as a regular feature in the Investing in Funds & ETFs and Wealth Management reports.

Written by Glenn Ruffenach, a former reporter and editor for The Wall Street Journal, and co-author of “The Wall Street Journal Complete Retirement Guidebook,” the column examines financial issues for those thinking about, planning and living their retirement. We welcome your questions and comments at askencore@wsj.com.

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General Types Of Insurance – An Introduction

types of insuranceThe occasion is not too far off when we all need to have protection. Be that as it may, do you definitely know what the diverse types of insurance are?

Is it accurate to say that you are now familiar and acquainted with the classes?

To stay away from perplexity and shocks along the way, let this article guide you through a presentation on the diverse sorts of protections.

This may exclude various types of insurance but rather will give you a general outline of the most well-known ones.

1. For Drivers. The United States has obliged all drivers to have their autos protected. Contingent upon the organization you pick, arrangements may vary.

Albeit standard arrangements apply and should be tailed, you can buy certain additional items to broaden your scope. Most standard strategies incorporate Bodily Injury Protection, Personal Protection, Uninsured or Insured Motorist.

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Business Insurance

Business InsuranceThere is no denying the fact that success of a business depends on the hard work of the team but one disaster can wipe out your efforts and bring down the profits to dust. So, to avoid such an instance, you need to insure your business, whether it is a small enterprise or a large corporation.

There are insurance companies, which have policies that combine protection for all major property and liability risks in one package. You can also opt for separate coverage. Such a policy is called a business owners’ policy (BOP). Larger companies may purchase a commercial package policy.

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